Introduction to Banking Capital Regulation

- Χρηματοοικ. Ασφαλιστικά Τραπεζικά - Νομοθεσία, Νομική & Δικηγόροι

25 Απρ 2023 10:30 26 Απρ 2023 13:15
Αγγλικά
5 ώρες ( 2 μέρες )
Introduction to Banking Capital Regulation

ΠΕΡΙΓΡΑΦΗ

Knowledge of the Basel bank regulations and their EU implementation – the Capital Requirements Directives (CRDs) and Regulations (CRRs) – is essential for anyone working in the financial sector or with a connection to it.

This is however a significate challenge due to both their complexity and because they have changed. This course approaches this subject by first identifying the standard retail and commercial banking business model and the risks it results in, and then examines how the regulation aims to qualify and mitigate the carious risks.

It also includes connected EU bank-related regulatory measures such as EMIR (post REFIT) and MREL to give a comprehensive overview if the key regulations of the sector.

ΣΚΟΠΟΣ ΣΕΜΙΝΑΡΙΟΥ

By the end of the programme participates will be able to:

  • Understand the overall structure of bank capital and liquidity regulation
  • Understand how some of the calculations are done
  • Understand the relative degree of impact each regulation has on a given bank
  • Understand the overall impact of the regulations on a bank’s business model

ΣΕ ΠΟΙΟΥΣ ΑΠΕΥΘΥΝΕΤΑΙ

The course is designed to be suitable for those with limited knowledge of this are such as:

  • Risk and Compliance Staff
  • Front Office Staff
  • Treasury Staff
  • Supervisor Staff
  • Corporate Treasurers

 

ΠΕΡΙΣΣΟΤΕΡΕΣ ΠΛΗΡΟΦΟΡΙΕΣ

Training Outline

  • Retail and commercial banks’ business model
  • The main types of risk it gives rise to: Credit Risk, Liquidity Risk, Market Risk, and Operational Risk 
  • How the risks are mitigated: capital (‘owned funds’); how banks grow their capital; liquid assets and stable funding sources
  • Why is there a regulation? Deposit protection and the Great Financial Crises
  • The main source of banking regulation: Basel and its different versions (Basel I, II, III, etc.)
  • The implementation process of Basel rules in the EU – the CRDs and CRRs
  • Basel overview: risk mitigation via the ‘Three Pillars’
  • Pillar One:
  • – Risk Quantification via Standardised Risk Weights or International Model (or ‘Advanced’)
  • – Capital Risk, Market Risk (Fundamentals Review of the Trading Book, FRTB, ‘Basel IV’) and Operational Risk calculations examples (Standardised Approach)

  • – Capital Risk and the impact of IFRS 9
  • – Interest Rate Risk in the Banking Book (IRRBB – actually Pillar Two but covered here as it is a form of Marker Risk)
  • – How Counterparty Credit Risk can arise on derivatives such as Interest Rate swaps, how EMIR )post REFIT) requires mitigation via Central clearing and margining but allows some exemptions
  • – How Credit valuation Adjustment (CVA) risk arises on uncleared swaps
  • – Summing up the capital requirements from the different risk areas
  • – Capital or ‘Own Funds’ – the different levels, Common Equity Tier 1, etc., the deduction from what can be counted as capital and the difference between accounting and regulatory capital
  • – The minimum Capital rations and the various buffets
  • – The Leverage ration and how it differs from the Capital Ration
  • – The impact of additional regulation: MREL and why it is a challenge for some banks
  • – The source of Liquidity risk and how they are mitigated: banks ‘run’, liquid assets and stable funding sources
  • – The impact of Capital and Liquidity regulation on banks
  • Pillar Two: internal risk management quality and the Supervisory review
  • Pillar Three: disclosure – an example from report

CPD Recognition

This programme may be approved for up to 5 CPD units in Banking and Financial Regulation. Eligibility criteria and CPD Units are verified directly by your association, regulator or other bodies which you hold membership.

Trainer's Information
Michael Stafferton - Owner, MS'K Financial Training

Michael began his financial markets career in 1986 on the Financial Engineering desk at Yamaichi International, then one of the so-called ‘Big Four’ Japanese securities houses. The desk was mainly responsible for designing, structuring and swapping vanilla and structured bond issues for European clients. He then moved to a coverage role, predominantly in the UK and Eire, with responsibility for some of the more technically demanding clients, including the Bank of England and the European Investment Bank. He greatly expanded the volume of deals done, including a government, major banks, building societies and corporates. The role also involved working on UK privatisations and with the bank and fund management arm. In 1994 he moved to Kleinwort Benson with responsibility for debt, convertible and tax-structured origination with a number of top UK companies and helped launch an FRN.

He has been training across a wide spectrum of cash instruments, derivatives, commodities and in risk management and regulation since 1999, at up to senior management level globally, his clients comprising mainly the top tier investment banks and fund managers, and is the author of a textbook on credit derivatives (Credit Derivatives Workbook, Euromoney, 2004).

He is an Associate with Moody’s

Αναλυτικό Κόστος Σεμιναρίου
  • € 220.00
  • € 0.00
  • € 41.80
  • € 220.00
ΠΡΟΓΡΑΜΜΑ ΣΕΜΙΝΑΡΙΟΥ

Τρίτη - 25 Απρ 2023

Ώρα

10:30 - 13:15

ΕΚΠΑΙΔΕΥΤΗΣ:

Michael Stafferton

Τοποθεσία:

OnLine Virtual Classroom

Τετάρτη - 26 Απρ 2023

Ώρα

10:30 - 13:15

ΕΚΠΑΙΔΕΥΤΗΣ:

Michael Stafferton

Τοποθεσία:

OnLine Virtual Classroom

Εκδήλωση Ενδιαφέροντος : Introduction to Banking Capital Regulation

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