Hadjivarnava Artemis
Principal, Capital Adequacy Lead, Financial Risk Management, KPMG in Cyprus

Artemis is a Principal in the Financial Risk Management department of KPMG in Cyprus and is heading the Capital Adequacy consulting team of the department. Artemis possesses more than 11 years of experience in the financial services advisory field. She has extensive experience in the implementation of various assurance and advisory engagements in investment firms and banks with relation to, among others, Capital Adequacy calculations and seminars, Basel IV impact studies, Consolidated Supervision, ICAAPs, Operational Risk Management Frameworks, Client Assets and Internal Controls.

Artemis has participated in numerous Pillar 1 projects with several investment firms and banks in Cyprus, assisting in the quantification of risks and the calculation of Minimum Capital Requirements. She has also participated in the implementation of a Basel III Pillar 1 calculations engine for two of the largest local banking institutions and performed various Capital Efficiency exercises. 

Demetriou Louis
Senior Manager, Financial Risk Management, KPMG in Cyprus

Louis is a Senior Manager in the Financial Risk Management Department of KPMG in Cyprus. He holds a BSc in Computational Mathematics from the University of Reading and an MSc in Financial Risk Management from the ICMA Centre – Henley Business School of the University of Reading. He is also an IFID (International Fixed Income and Derivatives) certificate holder.

Louis has extensive experience in the implementation of various advisory engagements in relation to financial risk management, CRR/CRDIV framework and upcoming CRR II/CRD V, IFR/IFD packages, as well other regulatory compliance framework, with experience spanning across both the investment and banking sector. Furthermore, his experience involves capital adequacy calculations, ICAAPs, ILAAPs, SREPs and overall regulatory compliance.

Moreover, Louis has delivered numerous educational seminars on the CRR/CRDIV and upcoming CRR II/CRD V, IFR/IFD packages.

Iacovidou Elena
Manager, Financial Risk Management, KPMG in Cyprus

Elena is a Manager in the Financial Risk Management Department of KPMG in Cyprus. She is a holder of a BSc Mathematics from the University of Bath and an MSc in Financial Risk Management from the Henley Business School of the University of Reading.

Elena has extensive experience in the areas of CRR/CRDIV and upcoming CRR II/CRD V IFR/IFD packages, as well as MiFID I/II, PRIIPs and other regulatory compliance frameworks. She is involved in the execution of multiple advisory projects, with experience spanning across the investment and banking sectors.

Particularly to capital adequacy, she has participated in several Basel III and CRR/CRDIV projects for financial institutions in Cyprus, assisting in the quantification of risks and the calculation of minimum capital requirements. She has been involved in the implementation of CRR calculation engines in the banking sector, performed reviews and audits of Pillar 1 calculations and Pillar 3 disclosures for various investment firms in Cyprus.

Elena has been delivering seminars to financial entities on topics such as capital adequacy (Basel and CRR packages), MiFID II and PRIIPs.